A desktop appraisal is a real appraisal. It follows the same professional standards, uses the same comparable-sales analysis and ends in the same signed opinion of value as an inspection-based report. What changes is how the property itself is described: instead of a walk-through, the appraiser relies on public records, MLS listing history and photos, aerial imagery, and whatever photographs, plans or details the client can provide.
When a desktop appraisal fits
Desktop reports suit most estate, trust, step-up in basis and Proposition 19 assignments, many divorce and bankruptcy matters, bail bonds, and situations where the property is far away, occupied by someone else, or already sold. They are also the practical choice for retrospective values, because a present-day walk-through says little about how a house looked years ago.
When an inspection is the better call
If the home has been heavily remodeled or has deteriorated in ways no record would show, if the case is likely to be litigated, or if a lender or servicer requires an interior inspection, choose a Standard appraisal. Inspections are available throughout San Diego and Riverside Counties.
How we build a desktop report
- County assessor and recorder data for the parcel, improvements and transfer history
- MLS records, including listing photos and remarks from past sales of the subject when available
- Aerial and street-level imagery to confirm the setting, lot features and nearby influences
- Photos, floor plans, permits or descriptions you provide — the more we receive, the tighter the conclusion
- Comparable sales chosen and adjusted exactly as they would be in an inspection-based appraisal
Any assumption about condition is stated plainly in the report, so readers know how it was handled.
Pricing
Basic Desktop Appraisal from $299, Desktop Appraisal from $449, and 2–4 unit desktop appraisals from $549. Details are on the pricing page.
Counties we cover most often
Southern California
Bay Area
Sacramento Region
Central Coast & Central Valley
Plus every community in San Diego County and Riverside County, and any other California county on request.