Buyers who pay cash, buy off-market, or purchase from a relative or a landlord often close without any independent appraisal at all. A pre-purchase appraisal gives you the same kind of market analysis a lender would require — before your deposit is at risk.
When it is worth ordering
Cash purchases, homes with few true comparables, properties with additions or ADUs of uncertain value, estate and probate sales, and any purchase where the price was set by negotiation rather than a broad market are the situations where an independent opinion pays for itself.
Timing within escrow
Order as early as possible — ideally while your contingencies are still in place. Desktop appraisals can often be completed quickly and are useful when the timeline is short; a Drive-By or Standard appraisal adds a look at the exterior or the full interior when condition is the bigger question.
A value, not a home inspection
An appraisal estimates market value; it is not a substitute for a licensed home inspection, a termite report or a review of permits. The two work best together.
Report options
These report types are most often used for this purpose. The quote you receive will confirm which one fits your situation.
Requesting this appraisal
Use the request form to share the property address, the purpose and the effective date you need. You will receive a written quote and delivery date by email — usually within one business day — with no obligation until you approve it.