Appraisal services

Insurance Dispute Appraisals

Market-value evidence for claims and coverage disputes, including pre-loss and post-loss values and diminution in value.

After a fire, flood, slide or construction defect, the question is sometimes not just what repairs cost but what the damage did to the property's market value. An independent appraisal of the home's value before and after the event gives policyholders, attorneys and adjusters a documented basis for resolving the claim.

What we measure

Our work addresses market value: what the property was worth before the loss, what it is worth in its damaged or repaired condition, and the difference between the two when a diminution-in-value claim is involved. Retrospective dates are common, because the relevant value is usually the day before the event.

What we do not measure

Repair and replacement cost estimates come from contractors and insurance adjusters, and the umpire process in a policy's appraisal clause is a separate proceeding. We can work alongside those professionals, and our report will state clearly which question it answers.

Litigation support

When a claim becomes a lawsuit, the same analysis can be expanded for litigation and supported with testimony. Scope and fees for those assignments are quoted individually.

Report options

These report types are most often used for this purpose. The quote you receive will confirm which one fits your situation.

Insurance Dispute Appraisals by 325 Appraisal

Requesting this appraisal

Use the request form to share the property address, the purpose and the effective date you need. You will receive a written quote and delivery date by email — usually within one business day — with no obligation until you approve it.

Need a insurance disputes appraisal?

Requests are handled online so every quote reflects the property, the purpose and the effective date. You will receive a written quote by email, usually within one business day.

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